Open, Honest &
Transparent
Insurance doesn’t have to be complicated or ridden with loopholes. At Severn Bay we look after our customers as we would expected to be looked after.
An Elite Service
For Discerning Clients
This doesn’t mean that we’re expensive, rather we work for clients that understand how important the right business insurance is to keep them protected.
Commission
Free Service
Unlike the majority of insurance brokers we charge a fee rather than commission – this means we select the product that’s right for you…not us!
The Right Product
For Your Business
Every insurance solution is unique. We will work with you to ensure we protect your business correctly, should the worst happen.
Specialist Marine Insurance That Protects You
From Marinas, to Harbour facilities and Boat Yards our Marine insurance products will provide the professional cover you need.
Professional Indemnity Insurance Explained
If you give advice to clients or provide a professional service, then our Professional Indemnity Insurance has you covered.
Small Business Insurance – What Are You Missing?
As a small business you need the right level of insurance to protect your business when you need it – less paperwork & a quick claims process.

“Nigel is one of those increasingly rare individuals who builds his business through developing and nurturing deep, long term relationships and focussing as much on the Personal as the commercial aspects. Innovative in his approach to business and financial models, I have no hesitation recommending him as a personable and proactive broker with a deep knowledge and understanding of the insurance market.”
“When I was looking for business insurance, Nigel and his team at Severn Bay provided great customer service. Nigel is extremely knowledgeable and was thorough in his search to find an insurance to meet our requirement. Everything was clear and transparent. Nigel would always be my first port of call.”
“I have known Nigel for some years and he has been in charge of our Insurances for most of that time. Nigel always gives me the pragmatic and realistic view of any questions raised and I am sure would do so in the case of any claims. Of course I have also happily recommended his firm to others for Insurance.”
“I have known Nigel and his family for a couple of decades. He is a true gentleman and has the habit of gaining and retaining very happy and long term clients!”
“Very knowledgeable, very proactive, understands our business inside out, quick to react to issues and has delivered significant cost savings. Highly recommended.”
“We have used Nigel for all our business policies for the last 6 years. His industry knowledge is second to none, as is his dedication and commitment to his clients to ensure they have the right cover and best service possible.”
“I have been a client of Severn Bay Insurance for a number of years and have always found Nigel and his team to be very helpful and personable. We have, at times, required some immediate and specialist cover and they have always come through to offer us the support I need to grow my business.”
Latest News
It all starts at home!23rd May 2022 - 9:47 am
And it doesn’t have to be complicated Whenever I have had to train new entrants into the world of insurance, we always start with a basic household policy. It is the simplest form of policy for damage to property. If I can get a new team member to understand the cover provided, they can move […]
An invisible benefit?18th May 2022 - 10:05 am
I can’t touch it, feel it or see it? Insurance is known as a, ”Risk Transfer Mechanism” that means that for a defined financial loss (The Premium) you transfer a much bigger, but uncertain financial loss to someone else (The Insurer). When arranged internationally the industry contributes to what are called “Invisible Exports” as part […]
There is only one right way to do this!16th May 2022 - 10:30 am
Wish it were so! It’s frustrating when we find clients who have purchased insurance from another provider or broker, and the product they have bought does not meet their needs, #becauseaccidentshappen to nice people all the time. Whether that is because the provider didn’t understand their business, or the client didn’t explain what they do […]