Open, Honest &
Transparent
Insurance doesn’t have to be complicated or ridden with loopholes. At Severn Bay we look after our customers as we would expected to be looked after.
An Elite Service
For Discerning Clients
This doesn’t mean that we’re expensive, rather we work for clients that understand how important the right business insurance is to keep them protected.
Commission
Free Service
Unlike the majority of insurance brokers we charge a fee rather than commission – this means we select the product that’s right for you…not us!
The Right Product
For Your Business
Every insurance solution is unique. We will work with you to ensure we protect your business correctly, should the worst happen.
Specialist Marine Insurance That Protects You
From Marinas, to Harbour facilities and Boat Yards our Marine insurance products will provide the professional cover you need.
Professional Indemnity Insurance Explained
If you give advice to clients or provide a professional service, then our Professional Indemnity Insurance has you covered.
Small Business Insurance – What Are You Missing?
As a small business you need the right level of insurance to protect your business when you need it – less paperwork & a quick claims process.

“Nigel is one of those increasingly rare individuals who builds his business through developing and nurturing deep, long term relationships and focussing as much on the Personal as the commercial aspects. Innovative in his approach to business and financial models, I have no hesitation recommending him as a personable and proactive broker with a deep knowledge and understanding of the insurance market.”
“When I was looking for business insurance, Nigel and his team at Severn Bay provided great customer service. Nigel is extremely knowledgeable and was thorough in his search to find an insurance to meet our requirement. Everything was clear and transparent. Nigel would always be my first port of call.”
“I have known Nigel for some years and he has been in charge of our Insurances for most of that time. Nigel always gives me the pragmatic and realistic view of any questions raised and I am sure would do so in the case of any claims. Of course I have also happily recommended his firm to others for Insurance.”
“I have known Nigel and his family for a couple of decades. He is a true gentleman and has the habit of gaining and retaining very happy and long term clients!”
“Very knowledgeable, very proactive, understands our business inside out, quick to react to issues and has delivered significant cost savings. Highly recommended.”
“We have used Nigel for all our business policies for the last 6 years. His industry knowledge is second to none, as is his dedication and commitment to his clients to ensure they have the right cover and best service possible.”
“I have been a client of Severn Bay Insurance for a number of years and have always found Nigel and his team to be very helpful and personable. We have, at times, required some immediate and specialist cover and they have always come through to offer us the support I need to grow my business.”
Latest News
Can I gain an advantage?22nd March 2023 - 9:39 am
Today and for the next few months, I’m going to be working from home on a Wednesday, mainly to concentrate on the sales and marketing plan, to ensure a steady flow of warm opportunities for the business and my sales team. When I work from home I still get up, wash, shave and dress for […]
What do I get for my money?21st March 2023 - 9:25 am
I think liability insurance is expensive! So what am I paying for and what do I get for my money? When you take out liability insurance, the backstop is that your insurers will, after defending you, pay out damages up to the indemnity limit, which is typically two, five or ten million pounds. That’s never […]
I don’t think I need this?20th March 2023 - 9:27 am
Everyone I deal with is insisting on proof! If you tender for contracts, you will inevitably be asked to provide proof of your insurances. This protects the customer should a range of things happen. But do you need everything they ask for? Often you will be emailed a standard document which covers everything, any contractor […]