Start as you mean to go on!

And there they were, gone!

At times in business you find that due to illness holidays or other reasons, your team can be down as much as 40%, such is our lot for the next 10 days.

Am i worried about workload, no I am not!

If your business is set up correctly and you have the right processes in place, which every team member understands and takes responsibility for, then it easy to adjust for short periods and make sure nothing goes awry.

If you build your nbusiness like a big one, from day one, then plain sailing even when circumstances transpire to make live difficult should be no problem,. so you can #justkeepgoing

A good week in prospect helping property owners, consultants, sustainability entrereneurs, solicitors and sporting charities, to name but a few.

Have a great week everyone

Open Honest Transparent!

When we provide services to our clients we adhere closely to our mission, which is

WE WILL PROVIDE OUR CLIENTS WITH A FIRST CLASS “INSURANCE & RISK MANAGEMENT” SERVICE WHICH EXCEEDS EXPECTATIONS AND DELIVERS REAL VALUE OVER THE LONG TERM.

We also have some core values, which are important to us, it’s the absolute essence of what we do, they are:

WE ARE PROUD OF OUR HERITAGE AND OUR REPUTATION AND WE WILL ALWAYS STRIVE FOR THE VERY BEST IN EVERYTHING THAT WE DO.

WE WILL MAKE EVERY EFFORT TO KNOW OUR CLIENT’S AND WE WILL PROVIDE SIMPLE, ELEGANT SOLUTIONS, WHICH ARE EASY TO UNDERSTAND AND MEET THEIR NEEDS.

OUR ONLY CONCERN WILL BE TO MAKE RECOMMENDATIONS IN OUR CLIENT’S BEST INTEREST, AT THE LOWEST PRICE AVAILABLE IN THE MARKET.

WE WILL NOT TAKE COMMISSION FROM INSURERS AND OUR FEES WILL ALWAYS BE DECLARED OPENLY AND TRANSPARENTLY.

SERVICE EXCELLENCE AND INTEGRITY ARE EVERYTHING!

Very simply we will find you:

  1. The correct technical solution
  2. At the lowest price in the market place
  3. And disclose our fee up front, before you make a decision, so you can see that it is reasonable.

We will never take commission from insurers, and this removes all possibility of a conflict of interest over placing business and our earnings.

We will seek to educate our clients, so they can make better informed buying decisions and understand the nature of their exposure to risk, the recommendations we are making and why they represent good value for money.

We believe that is #openhonesttransparent

Have a great day

 

 

 

Information is Power!

An uncertain world!

The world is not an easy place to be at the moment and planning for your business is never easy, especially if it involves a large team, complex arrangements and even international considerations.

Insurance is not the answer to all those problems, good planning for a range of contingencies is essential in any business, #becauseaccidentshappen, but insurance can provide the financial backstop behind some of the more serious events that might occur, such as serious physical damage, injury and death to name a few.

So how do we convince an insurer that the risk that our business presents is one which deserves the very best terms and the lowest price?

It’s all about uncertainty!

All insurance is based on either an uncertainty about whether a particular event will occur or about the frequency with which it might occur, or its severity should it occur. When accepting a business insurance, every underwriter is staking their professional reputation on the process they have followed, the terms they will apply and the premium to be charged

The way to get the best terms is to remove as much uncertainty as possible from the mind of the underwriter, so that he/she is comfortable with the risk to be taken by their company and is willing to produce advantageous terms and the lowest price.

We do this with a full and detailed fact find and a quality presentation, answering every question the underwriter might have in their mind.

So next time you are asked to provide information to your broker, remember INFORMATION IS POWER!

You have it and if you give it to us in an #openhonesttransparent manner, the better the terms we can get you and lower the premium is likely to be.

Have a great week

Face to face whenever we can!

Commitment is key!

What a lovely sunny Monday morning, it is and what a week in prospect I have.

These days lots of our work is done remotely, by phone, email or nowadays by zoom, but there are occasions when we not only have to but want to meet our clients face to face. They fall into five distinct categories.

  1. Meeting new prospects
  2. Conducting site surveys
  3. Conducting Liability investigations
  4. Conducting periodical reviews
  5. Dealing with serious claims on site

We always tell our clients we will never let an event happen where they are on their own talking to an external professional. We will always be there to make sure the meeting is conducted correctly and to the advantage of our client, #becauseaccidentshappen to nice people all the time.

That’s just one of the commitments we make to our clients.

Tomorrow, I get to travel down to conduct a survey in Paignton in Devon, at a client’s main site. It is one of the nice parts of my job, that occasionally I get a nice trip out and meet more of our lovely clients.

I’m hoping the sun will be shining.

Have a great week

 

Business Women

It just the decent thing to do, isn’t it?

Maybe I’m not the only one in business who thinks this way?

I have a lovely and extremely clever wife, Karen. We are co-directors in three different businesses and what makes this possible is that we trust each other completely and we KNOW with absolute certainty that we have each other’s back, every minute, of every day.

Karen will tell you I have lots of wives. Running wives, London wives, Ex-military wives, you get the idea. The truth is I have always found the company of women far more interesting than men. They have a better sense of humour than most men and are far more fun socially.

In business they just get on and do stuff, without grandstanding or whingeing about it, which means they often cover much more ground. They are generally more organised than men and invest more time in relationships to make them work. They are also very tenacious, which means opportunities seldom slip by, ask any married man!

So, I find it unnerving and slightly uncomfortable when I hear and see news and posts on various social media, including LinkedIn that relate to bias against women in the workplace.

I immediately feel defensive, as if they are aimed at me. That’s the decent bloke psyche kicking in of course, immediate gender related guilt for nothing I have done, but it’s there, nonetheless. It’s probably a good trait, in a modern business environment.

We are currently looking at another opportunity and the candidate is female, if she is right for the role, that’s all that matters. I simply don’t understand why men would act against women in that way. It’s not decent behaviour and certainly not good business.

Supporting women in the workplace and developing their careers is a no brainer, to ensure they become the very best person in that role. Stifling success is plain stupidity. If that means they eventually move on to larger opportunities, I won’t feel aggrieved about that success, we will celebrate it and the value they brought to our business.

I’d like to think that we create a working space with a balance of life and work, that works for everyone. As far as I’m concerned, the best person for the job, will always be, the best person for the job, gender doesn’t come into it.

It’s not difficult, to create a supportive space for women in business, just make it a supportive environment for everyone, oh and have some fun at the same time.

Have a great day

Business Women

Business women make a huge contribution to the economy

Thought process

If it was easy every one would be doing it!

Taken at the turn of the tide!

They say that the best time to plant a tree was 20 years ago, but the next best time is now!

If you have worked for someone else for twenty years, you probably have a lot of knowledge, skills and experience, so maybe the best time to start your own business is now?

So, here is a shout out on several fronts!

If you are thinking of starting a new business and want to know what is involved, feel free to give me a call, for as completely free, no obligation initial conversation – 07714 123 989. There you are, I just put my personal number out there for all to see and use.

I can also tell you what insurance you need and when you MUST arrange it to comply with all the relevant laws that cover such things. The fines can be quite large, for non-compliance, up to £2,500 per day or in certain situations, up to 6 months in jail. Sounds a bit scary right? Well, it isn’t if you have the right advice at the start of your business journey. Severn Bay Corporate Solutions is mature consultancy working on business insurance and risk management services.

With my other hat on, at www.bcmp-consulting.com it’s one of my favourite conversations to have. Supporting business owners as they set out on an exciting journey is so much fun. Given the right support and advice its not even scary, at all. Watching those businesses grow, develop and win awards is even better, even if I only had a veery small part in helping and supporting them.

With a wide range of professional partners and business clients we can recommend other professionals you can trust, in just about every facet of business life – including Accountancy, HR, Health & Safety, Quality Control, Import, Export, Financial Services, the list just goes on…

What’s more if you were minded to do so, you could come and meet a good number of them at the business meeting I attend every Thursday morning. 35+ business owners, all meeting to help and find business for each other.

If you have a problem or you just need support in business, the answer is ALWAYS in that room, on Thursday mornings!

Starting out, give me a call – Exciting times ahead and all you have to do is pick up the phone.

Have a great weekend

Thought process

Starting a business

 

 

 

 

Good News!

Good news!

I suppose with all the bad things going on in the word right now, it would be easy to forget all the positive aspects and the wonderful things that are also occurring.

We are blessed on this Saint David’s Day, to be living in God’s own country.

Wales is a beautiful land, green and pleasant, with cool valleys, fast flowing rivers and mountains. Yes, real ones!

We have a warm and generous people, always friendly and a real spirit of community. In business too we work “together” not against one another. Some forge ahead on their own, and that’s OK, but most successful business work to create an environment and support, that all businesses need.

This week I’m working on a large muti chain retail business, which has been based in Wales for over 140 years, as well as an award-winning chocolate manufacturer, who I guarantee you will never have heard of, even though their products are in many large retailers, such as Waitrose, Hotel Chocolate and Thorntons.

It so happens that the food industry is a big sector for us, we understand it well, we understand the challenges and are able to source first class solutions to meet their needs, so they can #justkeep going even when the worst events occur, #becauseacccidentshappen to nice people al the time.

Let’s look on the good side of life today and remember, it doesn’t matter if the glass is half full or half empty, the important thing is that it is refillable.

A Dewi Sant

And Saint David