Contractors Insurance

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CONTRACTING CARRIES RISKS SO WHAT ARE THEY?

If you work for principal contractors on large contracts, or carry out work on your own projects, protecting your business is about people first and the things you incorporate into those “Contract Works”. If you work at height, at depth or use heat applications of any kind the risks are increased. Do you have the right cover?

Luckily there are specific solutions for contractors of all types. “Contractors All-Risks” policies contain all the essential liability covers. They protect the things you construct; the materials you bring to site and your tools and equipment. Hired In plant can also be accommodated.

If you service includes design as well as construction, then you may even need some element of professional indemnity. We can make sure you have the right cover, ask us how we do this and we can tell you?

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Do I need Contract Works Cover?

If you build things or incorporate equipment or materials on site, then having the correct value for annual and single contracts is essential. A fire or other damage the day before you hand the works over to the customer, nearly always results in no final payment from the customer and the contract will often include a re-instatement clause, so you need to able to re-build the works.

Whilst having the correct liability cover is essential to protect your business and your employees, more often these days, principal contractors will insist that you have certain covers, before you are even allowed to tender. We can make sure you have what you need to succeed every time.

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Would you like help with Contractors Insurance?

We ensure that your exact Contractors Insurance requirements are met and are not here just to sell you a policy that doesn’t suit you or your business. If you would like to discuss your Contractors Insurance with a dedicated and passionate specialist just complete the form below and we’ll get back to you as fast as we can.

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Latest News

Can I gain an advantage?22nd March 2023 - 9:39 am
Today and for the next few months, I’m going to be working from home on a Wednesday, mainly to concentrate on the sales and marketing plan, to ensure a steady flow of warm opportunities for the business and my sales team. When I work from home I still get up, wash, shave and dress for […]
What do I get for my money?21st March 2023 - 9:25 am
I think liability insurance is expensive! So what am I paying for and what do I get for my money? When you take out liability insurance, the backstop is that your insurers will, after defending you, pay out damages up to the indemnity limit, which is typically two, five or ten million pounds. That’s never […]
I don’t think I need this?20th March 2023 - 9:27 am
Everyone I deal with is insisting on proof! If you tender for contracts, you will inevitably be asked to provide proof of your insurances. This protects the customer should a range of things happen. But do you need everything they ask for? Often you will be emailed a standard document which covers everything, any contractor […]